New Jersey passed a law in 2019 changing the way HESAA is supposed to settle with people who have defaulted on their NJCLASS loans. In case you’re not aware, HESAA settlements for NJCLASS loans have been pretty bad for a long time. This is because HESAA would demand huge monthly settlement payments with the full […]
Defaulted NJCLASS Loan Changes Are Here Read More »
Should you refinance your student loans?
Student Loan Refinancing: The Lowdown Read More »
NJCLASS loans are bad; if you’re not already aware of this, please do some research. And if you have a defaulted NJCLASS loan, it’s even worse. Believe it or not, there is a sure-fire way to worsen an NJCLASS loan that is already in default (or that hasn’t defaulted yet): By entering it into a
DON’T DO THIS ONE THING WITH YOUR NJCLASS LOAN Read More »
The story appeared first in ProPublica and the New York Times, jointly, about the inflexibility of NJHESAA regarding NJCLASS loan repayment terms and the aggressive tactics the state agency uses in collecting these loans. The New York Times story is here: NY Times story on NJCLASS and the ProPublica story is here: ProPublica story on
Attorney Jennifer N. Weil interviewed about NJCLASS loans Read More »
Instead of working another day for another dollar – it’s for another student loan payment, right? Just ask any recent college graduate, whose average student debt is nearly $30,000! If you’re a former college student with high student loan debt, you know how hard it is to make your student loan payments. Not only are the loan payments hard
Has your student loan debt hit the roof? Read More »
Did you receive a lawsuit on your student loans and you are wondering what to do? You aren’t alone. Thousands of people get sued over their student loans every day because they couldn’t afford to make their loan payments. It’s not your fault; when the monthly amount is more than you can afford and
What to do if you received a student loan lawsuit Read More »
This will be a small seminar limited to only 8 people. Those who have student loan problems but don’t know where to turn should attend. If you end up needing to hire me afterward, I will credit the full cost of your ticket toward my fees. If you attend, first find out exactly what types
I’m giving a talk in Hoboken on Nov. 24, 2014 Read More »
In the August 28, 2014 edition of the Times of Trenton newspaper, a reader wrote a letter to the editor urging changes to the NJCLASS student loan rules. According to the published letter, the letter writer happens to be an employee of the State of New Jersey. He complains that while NJ state income-tax money
Letter to editor about NJCLASS is right on Read More »
“How did my NJCLASS loan balance get so high?” This is a common question that stretches beyond just NJCLASS loans, as it affects most student loans. Many student-loan borrowers wonder how their student loan balance grew to be so high, especially when it’s only been a few short years since the original loan amount was
The secret of the growing NJCLASS loan Read More »
Do you have an NJCLASS loan in default? Here’s what happens and what you can do. NJCLASS loans are set up in a certain way to keep most borrowers from defaulting. The primary method that NJHESAA seems to use to keep NJCLASS borrowers from defaulting is by requiring cosigners. New Jersey state law governs NJCLASS
NJCLASS loan in default? What to do Read More »
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