Do you have Federal student loans? Is your repayment plan based on your income? If the answer is ‘yes’ to both, then you must re-certify your income each year with your student loan servicer. Your servicer should notify you of your recertification requirement each year. But if you somehow miss this notice, you should be […]
Every Year, Do This With Your Federal Student Loans Read More »
Should you refinance your student loans?
Student Loan Refinancing: The Lowdown Read More »
Instead of working another day for another dollar – it’s for another student loan payment, right? Just ask any recent college graduate, whose average student debt is nearly $30,000! If you’re a former college student with high student loan debt, you know how hard it is to make your student loan payments. Not only are the loan payments hard
Has your student loan debt hit the roof? Read More »
This will be a small seminar limited to only 8 people. Those who have student loan problems but don’t know where to turn should attend. If you end up needing to hire me afterward, I will credit the full cost of your ticket toward my fees. If you attend, first find out exactly what types
I’m giving a talk in Hoboken on Nov. 24, 2014 Read More »
In a word, no. First of all, the “new program” isn’t really a new program at all – it’s an extension of a program that Obama first signed into law in 2012, known as the “Pay As You Earn” program (or PAYE). Originally, the 2012 version of PAYE allowed only *new* student-loan borrowers to pay
Will Obama’s new student loan program help me with my private loans? Read More »
Another bill has been introduced that would allow student loan debt to be discharged in bankruptcy under certain circumstances. Debtors who were driven into bankruptcy by medical debt or lost income due to the medical problems of a relative would be eligible for student loan debt forgiveness under a new bill that has very little
Medical debtors’ student loans the subject of new Senate bill Read More »
Senator Tom Harkin has proposed a bill to make private student loans dischargeable in bankruptcy and to automatically enroll people who owe student loans in income-based repayment. Harkin’s bill, called the Higher Education Affordability Act, contains many other proposals that are less helpful to people who owe student loans now or who will in the future. As
Private student loan discharge in bankruptcy proposed in new bill Read More »
Today, President Obama is due to take executive action to assist Federal student-loan debtors with their debt burdens, as reported yesterday by the New York Times. Part of the plan is to expand a law that allows student-loan debtors to cap their payments at 10% of their income. People who got student loans before October
Payments cap will be available to more Fed loan debtors Read More »
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